Are you thinking of living in Jersey?
Moving to a new town or city is never an easy task, especially when it is an overseas move!
Relocating is often made more tricky when you do not know a lot about the area you are thinking of calling your new home.
If you have decided to move to Jersey then you are in the right place!
Like moving to any new location, there are various things you should consider when considering a move to Jersey.
However, there are also some very specific aspects of relocating to Jersey that may not have applied to any of your previous moves.
This process may seem extremely daunting.
Don’t worry, Curtiss Moving & Storage are here to help!
If you are thinking of moving to Jersey, we are here to help.
In this article, we aim to give you a greater understanding of what Jersey is like to live in.
Having a well-rounded knowledge of what you can anticipate when moving to a new area will undoubtedly help with your decision to make the move.
Here are the best reasons to start living in Jersey!
Located in the Bay of St. Malo between England and France, Jersey is the largest of the Channel Islands.
It is a self-governing island with its own judicial and financial institutions that is safeguarded by the UK as a Crown Dependency.
Individuals with significant assets are mostly drawn to the island because of its lenient tax policies.
The relaxed pace of life, close-knit community, and lengthy coastal walks along the beach also draw many families and retirees.
But the island is much more than just a tax haven; there are countless opportunities for nature hikes, coastal drives, boat trips, and water sports.
In Jersey, there is never a shortage of enjoyable things to see and do.
Memorable dining experiences overlooking the marina, relaxing in old maritime pubs, and plenty of live music venues, including the Weekender Festival, are just a few of the amazing options.
Jersey experiences warmer summers and milder winters than the rest of the UK thanks to its southerly location.
No matter where you are, the sea is said to be never more than ten minutes away.
However, expats should be warned that it can be quite difficult to find a house.
While it is not always possible, the majority of people moving here opt to rent before moving, which can be expensive.
We will discuss this in more detail now!
Property Prices in Jersey
Purchase of real estate in Jersey may be subject to limitations based on your resident status.
Before you may buy a property, you must have lived in Jersey for 11 years. As a result, many newcomers opt to rent initially before purchasing.
Rents in Jersey are mixed.
They range from £1500 for a one-bedroom flat in St Helier, the capital, to £6000 for a lovely four-bedroom character home in the charming village of St Brelade.
While allowing families to settle in and gain a feel for the island, this can be a flexible and cost-effective in the short-term solution.
However, it may not be the greatest option for those looking to make the long-term move.
As with its neighbour Guernsey, Jersey has its fair share of expensive properties because the real estate market is set up to satisfy the needs of the upper end of the market.
According to Zoopla, residences in Jersey can range from £1,000,000 up to an eye-watering £22,000,000 for a luxurious 8-bedroom mansion.
The larger country estates are often found towards the north of the island, and any property near St. Helier, the island’s capital, is regarded as prime real estate.
Prices in the lower to middle category range greatly, from basic one-bedroom studio apartments that cost around £190,000 to family detached three-bedroom townhouses that cost roughly £565,000.
Clearly, moving to Jersey is not cheap and house prices across the island have continued to rise in recent years.
According to the BBC, the average price of all types of property in Jersey rose by 11% in 2022 compared with 2021, reaching the highest levels ever recorded.
Cost of Living in Jersey
As you might assume, Jersey has a high cost of living, with consumer costs including rent being roughly 45% higher than in the UK.
Nevertheless, the average net salary is 6% higher than the rest of the UK, and mortgage rates are around 11% less expensive.
A low tax rate of only 5% on goods and services and a maximum personal tax rate of only 20%, with low-income households paying no income tax or a reduced amount, are two further financial advantages of relocating to Jersey.
There is also no capital gains tax when living on the island.
Clearly, there are various financial advantages to living in Jersey.
As a general summary, here are the prices you can expect to pay for food when living in Jersey, according to Numbeo:
- Meal at an inexpensive restaurant-£ 140.00
- Meal for 2 mid-range restaurants £100.00
- Fast food meal-£7.00
- Cappuccino or latte-£3.50
- 1 litre of milk-£1.44
- Loaf of bread-£1.71
- 1kg chicken-£7.59
Working in Jersey
You do not require a work permit to find employment on the island if you are a citizen of the UK or an EU member state.
While finding work is not impossible in Jersey, which has a very low unemployment rate, priority is given to those who were born on the island, have lived there for more than ten years, or are registered residents.
The financial sector accounts for 40% of Jersey’s GVA in 2012, and the island’s high economic production per capita places it far ahead of many other major developed economies in the globe!
Along with financial services, other significant employment sectors include retail, construction, agriculture, tourism and hospitality.
The island has a highly lenient tax policy that benefits businesses and attracts affluent expats.
The income tax rate on the island is 20%, which is half what it is in the UK.
It is this incentive that attracts so many people to the island.
Ensuring you have access to good healthcare is essential when moving to a new area.
This is certainly the case when living in Jersey.
However, things will be a little different here when it comes to healthcare.
You will require a private healthcare plan because you won’t be eligible for free healthcare when you first arrive in Jersey.
However, after six months you can apply for a health card that gives you access to free prescriptions and cheaper GP visits.
Emergency treatment is free but you will have to pay for your stay and treatment at the hospital.
Additionally, keep money aside for dentist visits and non-emergency medical care.
You might need to go to the UK or France for treatment if certain procedures and services are not accessible in Jersey; this will cost you money for both the trip and the treatment.
You can check out the gov.je website for more healthcare information.
Schools in Jersey
In general, the curriculum is the same as in the UK, and the island offers education through public schools (with a fee-paying alternative at the secondary level).
There are numerous nurseries, primary, and secondary schools to pick from.
There are also Beaulieu Convent School and De La Salle College, two private schooling options.
The Highlands College in Jersey offers a sixth form, a university centre, and a college of further education.
Clearly, Jersey has plenty of options when it comes to education.
However, be sure to check out all of your options before moving to the island and don’t leave registration to the last minute.
Getting Around Jersey
Jersey is a small island, measuring just nine miles by five miles, so getting around is relatively easy.
There are several ways to get around the island, including by bus, bike, or car.
If you plan on using public transport, the LibertyBus network covers the entire island and offers regular services to most areas.
You can buy tickets on the bus or via the LibertyBus app.
If you prefer to cycle, there are several cycle paths and quiet roads around the island that are suitable for all levels of cyclists.
You can also hire a bike from one of the many bike-hire companies on the island.
If you plan on driving in Jersey, it’s important to note that the island has its own unique road system, with a speed limit of 40mph.
You will also need to obtain a Jersey driving licence if you plan on staying on the island for more than 12 months.
Ready to Start Living in Jersey?
Are you thinking of living in Jersey?
Regardless of if you are moving for the outstanding range of properties or the top-quality schooling options, living in Jersey is a great choice!
If you have made up your mind and are ready to move, we are here to help you get your new journey in Jersey underway.
Here at Curtiss & Sons Portsmouth, we are an experienced and professional removals company that has been helping people moving home since 1871.
If you need help and advice on moving your home or perhaps some questions about your house removals, you can get in touch with us on 023 9298 5830 and our friendly team is here to assist you with your enquiry.